Written thoughts about a conversation I had last night about tipping and the fact that I didn’t tip for a four dollar beer. Despite having several family members who worked or are presently working in the service industry, my feelings regarding the culture of tipping have always been mixed but have recently been sliding toward […]

To Kiva or not to Kiva…?

Founded in 2005, Kiva is a internet based organization which allows people to lend money to small businesses in the developing world through partnered microfinance institutions.  In a nutshell, microfinance can be viewed as a development tool that provides financial services to low-income clients, usually in developing nations who traditionally lack access to banking and […]

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